| • |
This is the low cost policy with High
Risk Cover. |
| • |
On survival of the term, an Extended
Term Cover (without accident benefit) shall be available
foe a period of 10 years. |
| • |
Maximum Sum assured of Rs. 10 lakhs
allowed under this plan would be inclusive of the
sum assured taken under the earlier Bima Kiran plan. |
| • |
Physically handicapped persons failing
in group 'A' with loss of one limb attracting an
extra premium of Rs. 2 per thousand S.A are also
eligible to take this plan. |
| • |
Standard lives and lives failing in
extra mortality class I to Vi can be extended insurance
protection under this plan. |
| • |
Loyalty addition will be paid on maturity
or on death. However, no L.A will be paid if death
occurs in the first four policy years. |
| • |
On maturity, total amount of premiums
paid (including accident premiums but excluding
extras ) shall be paid. |
| • |
Persons in hazardous occupations attracting
on occupational extra of Rs. 4 or more per thousand
S.A. are not eligible to take this plan. |
